Money
Credit cards are widely accepted for payment in Hong Kong, especially Visa and Mastercard. In smaller stores, or for smaller purchases (say under $200), you may find that only cash is...
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Local Currency
Hong Kong’s currency is the dollar, divided into 100 cents. Coins are available in 10c, 20c, 50c, $1, $2, $5, and $10 denominations. When the $10 coin was introduced, the $10 note was...
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Banks
Most banks have their head office in Central district on Hong Kong island, but you’ll find sub-branches distributed throughout the built-up areas of Hong Kong. You’ll find names you are...
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ATMs
You won’t have to walk far to find an ATM. Bank branches have ATMs outside, every MTR station has them, and shopping malls usually have several too. You should not have any problem using...
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Money Exchanges
When you need to change money into local currency, there are several options, including banks, your hotel, or licensed money exchanges. Hotels typically offer the worst rates, taking...
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Credit Cards
Using your credit card to pay often gets you a better effective exchange rate than changing money into a local currency and then paying cash. The exception is when you are bargaining for...
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Tipping
Tipping is not universally expected in Hong Kong, but always appreciated. The actual amount to tip varies according to who you are dealing with:
• Taxis – the driver will usually just...
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